Regular Loan

Personal / Regular Loan

Quick, hassle-free access to funds up to Rs. 4,00,000

Our Regular Loans provide quick and hassle-free access to funds when life throws you a curveball. Whether it's a medical emergency, urgent car repair, or sudden travel need, our fast-approval loans ensure you have the money when it matters most.

Loan Feature	Details
Maximum Amount	Rs. 4,00,000
Interest Rate	15% p.a. (1.25% p.m.) on Reducing Balance
Maximum Tenure	Up to 50 months
Penalty	3% interest on overdue amount

Terms are indicative and subject to Society policy. Please confirm the current applicable terms at your nearest branch.

Eligibility Criteria

Registered MemberApplicant must be a registered member of the Society.

Share & DepositMinimum 10% share money and 10% Compulsory Deposit (CD) in the member's account.

Two GuarantorsGuarantors must be existing members of the Society and not defaulters.

5% Share EachEach guarantor must hold at least 5% share in the Society.

Required Documents

Photo ID Proof — Aadhaar Card, Voter ID, PAN Card, etc.
Address Proof — Latest Electricity or Water Bill (mandatory).
Income Proof — Last 3 years' ITR (if applicable), Salary Slip, Affidavit (as required).
2 latest passport size photographs.
2 A/c payee cheques (CTS-compliant).
Rent Agreement (if staying on rent) along with landlord's Electricity or Water Bill (mandatory).

Ready to apply for a Regular Loan?

The applicant must be a member of the Society. Visit our branch or contact our team to get started.

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Quick, hassle-free access to funds up to Rs. 4,00,000

Eligibility Criteria

Required Documents

Ready to apply for a Regular Loan?

Loan Services

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