27+ Branches across Delhi 1 Lakh+ Happy Members & Counting Android & iOS App Now Available Toll Free: 18005692966 Registered under DCS Act 2003 | Reg. No. 10508

Loan Against Property

Secured Loan

Funding support of up to Rs. 3,00,000 against property

This product is designed for members looking for a secured borrowing option while continuing their relationship with the Society.

Rs. 3,00,000 Maximum sanctioned amount subject to Society norms.

15% p.a. Equivalent to 1.25% per month on reducing balance.

Up to 60 Months Flexible repayment window based on approval terms.

Eligibility and Conditions

Applicant must be a member of the Society.
Share Money and Compulsory Deposit must be maintained at 10% each in the member account.
Membership should be active for at least 6 months.
Two guarantors are required and they must be existing non-defaulter members.

Documents Required

Photo ID proof such as Aadhaar Card, Voter ID, or PAN Card.
Address proof such as latest water or electricity bill.
Income proof including ITR, salary slip, or affidavit as applicable.
Three A/c payee CTS cheques.
Three latest passport size photographs.
Original registered property documents for mortgage processing.

Loan Tenure and Charges

Maximum loan tenure is 60 months.
Delay in installment payment attracts 3% extra penalty interest.
Processing charges are applicable as per Society policy.

Need help with eligibility?

Our branch team can guide you through membership status, guarantor requirements, and the property document checklist.

Contact Us

Support