Terms and Conditions

The terms “We” / “Us” / “Our” / “Company” individually and collectively refer to DHAN KALYAN CO-OPERATIVE THRIFT & CREDIT SOCIETY LTD., and the terms “Visitor” / “User” refer to the users of this Website.

This page states the Terms and Conditions under which you, as a Visitor or User, may visit and use this website: www.dhankalyansociety.com.

Please read these Terms and Conditions carefully. If you do not agree with any of the Terms and Conditions stated here, we request you to discontinue using this Website.

The Company, its business divisions, subsidiaries, associate companies, and other associated entities reserve the right to revise these Terms and Conditions at any time by updating this page. Users are advised to review this page periodically. Continued use of the Website after any changes constitutes acceptance of the revised Terms and Conditions.

1. USE OF CONTENT

All logos, brands, marks, headings, labels, names, signatures, numerals, shapes, designs, and combinations thereof appearing on this Website, unless otherwise stated, are owned by or used under licence by the Company and/or its associated entities.

The use, reproduction, modification, distribution, display, publication, sale, or commercial exploitation of any Website content without prior written permission from the respective owner is strictly prohibited.

Users may access and use the Website content only for lawful personal or informational purposes and in accordance with these Terms and Conditions.

2. ACCEPTABLE WEBSITE USE

A. Security Rules

Visitors and Users are prohibited from violating or attempting to violate the security of this Website, including but not limited to:

1. Accessing data that is not intended for the User or attempting to access any server, account, system, or application without proper authorization.
2. Attempting to probe, scan, test, or identify vulnerabilities in any system or network, or attempting to bypass security or authentication measures without authorization.
3. Attempting to interfere with the Website or its services, including through viruses, Trojan horses, malware, flooding, spamming, mail bombing, denial-of-service attacks, or similar activities.
4. Sending unsolicited electronic communications, including unauthorized promotions or advertisements through the Website.

Any violation of system or network security may result in civil or criminal liability. The Company reserves the right to investigate suspected violations and, where required, cooperate with law-enforcement authorities.

B. General Rules

Users shall not use the Website to transmit, distribute, store, publish, or otherwise make available any material:

1. That constitutes or encourages conduct that may be considered a criminal offence or violates any applicable law or regulation.
2. That infringes copyright, trademark, trade secret, privacy, publicity, or other intellectual-property rights of any person or organization.
3. That is defamatory, abusive, threatening, obscene, pornographic, hateful, or otherwise unlawful or inappropriate.
4. That may damage, disrupt, disable, overburden, or impair the Website or interfere with other Users' access to the Website.

3. INDEMNITY

The User agrees to indemnify and hold harmless DHAN KALYAN CO-OPERATIVE THRIFT & CREDIT SOCIETY LTD., including its officers, directors, employees, representatives, and agents, from and against any claims, actions, demands, liabilities, losses, damages, costs, or expenses arising out of or relating to:

• The User's use or misuse of the Website.
• Any violation of these Terms and Conditions.
• Any violation of applicable laws or regulations.
• Any infringement of the rights of any third party.

4. LIABILITY

To the maximum extent permitted by applicable law, the Company, its group entities, directors, officers, employees, agents, or representatives shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:

• The use or inability to use the Website or its services.
• Any interruption, suspension, or termination of the Website or its services.
• Any unauthorized access to or alteration of User information or transmissions.
• Any information, data, services, communications, or content obtained through the Website.
• Loss of profits, business, data, goodwill, or other intangible losses.
• The procurement of substitute goods or services.

The Company shall not be responsible for any statements, actions, conduct, or content of third parties accessible through or associated with the Website.

To the extent permitted by applicable law, the Company's total liability for any claim arising from the use of the Website shall not exceed the amount actually paid by the User to the Company, if any, in relation to the specific matter giving rise to the claim.

5. DISCLAIMER OF CONSEQUENTIAL DAMAGES

To the maximum extent permitted by applicable law, the Company and any parties, organizations, or entities associated with the Company shall not be liable for any damages, including without limitation incidental or consequential damages, loss of profits, loss of data, damage to computer hardware, business interruption, or other losses arising from the use of, or inability to use, this Website or its content.

Such limitation shall apply regardless of whether the claim is based on contract, warranty, tort, negligence, or any other legal theory, and whether or not the Company or associated entities have been advised of the possibility of such damages.

6. CHANGES TO TERMS

The Company reserves the right to modify, update, or amend these Terms and Conditions at any time without prior notice. Any revised Terms and Conditions will become effective upon publication on this Website.

Users are responsible for reviewing the Terms and Conditions periodically.

7. CONTACT

For any questions or concerns regarding these Terms and Conditions, Users may contact DHAN KALYAN CO-OPERATIVE THRIFT & CREDIT SOCIETY LTD. through the contact details provided on the Website.

Website: www.dhankalyansociety.com